Your home is your biggest investment, so it makes sense to ensure you get comprehensive coverage options from the best home insurance companies. But home insurance isn't a one-size-fits-all solution, and with hundreds of insurers in the Canadian home insurance market vying for your attention, it can be overwhelming to determine the best home insurance company.
Whether you are looking for home insurance, first-time homeowners insurance, condo insurance, secondary home insurance, rental property insurance, or any other personal property coverage, it is important that you choose the best home insurance company for your specific needs.
That's where the expert advisors at Morison Insurance Brokers can help! We proudly work with dozens of insurance companies, so we know firsthand what makes an insurer stand out. Our team will compare coverages and annual premiums to find you the best insurance quote. To help you navigate your insurance options, our industry experts have put together a list of the best insurance companies in Ontario, in no particular order. We are here to help make your insurance process easy!
With a history spanning back to 1809, when they were known as the Halifax Fire Insurance Association, today, Intact Insurance is the largest insurance provider in Canada, ensuring over 5 million people and businesses. Their size is a consequence of being one of the best homeowners insurance companies in Ontario and other provinces, as they provide many cost-saving opportunities, and as you can get all your insurance needs fulfilled with them with great-quality products, you can enjoy further savings by bundling different types of homeowners insurance policies.
With roots going back to 17th century England, Aviva Insurance has a long history of providing quality insurance packages to its customers. Aviva Canada has over 2.4 million customers, which is a strong testament to why they are one of the best home insurance companies. Canadian homeowners will enjoy their customizable coverage options, a wide range of products, and additional protection add-ons for their home insurance policy.
Providing various types of coverage for your property insurance needs, Economical Insurance lives up to its name by providing plenty of discount options for homeowners. But their affordable insurance policies aren’t the only reason why they make our list of the best home insurance companies in Ontario: They also have 24/7 claim assistance, so no matter the time of day or night you need to submit a homeowners insurance claim, a service representative is available to help.
While perhaps better known for the national car program or CAA membership, CAA Insurance is one of the most trusted names for various insurance products, including home insurance, for Canadian residents. They offer competitive insurance costs, comprehensive protection, and 24/7 claims service. They can also provide additional savings through specialized insurance discounts for their members, making them one of the best home insurance companies Ontario homeowners can choose from.
Striving to provide the best insurance coverage and affordable home insurance rates to its policyholders, Pembridge Insurance is easily one of the best home insurance companies in Ontario. With personalized coverage, competitively priced quotes, additional coverage options, money-saving opportunities, flexible payment options, and 24-hour claims service, you can count on them to provide the protection you need with comprehensive home insurance coverage.
Since its founding in 1896 in Wawanesa, Manitoba as The Dominion Of Canada, it has since spread to other provinces and even to the US. Today, Wawanesa Insurance is one of the largest mutual insurance companies in Canada and one of the top 10 property insurers in Canada, so it just makes sense to include it on our list as one of the best home insurance companies in Ontario. Their affordable home insurance premiums and insurance discounts make them a great option for cost-conscious homeowners, and they provide a wide range of insurance options, 24/7 claims service, and flexible payment options.
With a mission to build sustainable communities, Gore Mutual Insurance provides comprehensive home insurance policies while supporting charities. It is Canada’s oldest property and casualty insurer, and it is one of the best home insurance companies in Ontario because of its quality products, home insurance discounts, VIP services, customizable coverage options, and personalized customer service.
Working exclusively through select brokers like the ones at Morison Insurance, Northbridge Insurance Onyx is one of the best home insurance companies for homeowners who require high-value home insurance. Their products are flexible and recognize the needs of high-net-worth homeowners by offering features such as unlimited replacement cost coverage, removing coverage limits off certain endorsements such as additional living expenses when you can't live in your home, legal fees, and coverage for students studying away at university. Northbridge also provides options designed to meet your insurance needs by going beyond what's offered in a standard home insurance policy. With their desire to exceed expectations, they are easily one of the best homeowners insurance companies in Ontario.
Providing best-in-class insurance since 1955, Unica Insurance’s proven track record of excellence means you can count on them to provide you with VIP insurance policies for your personal needs and more. They are one of the best home insurance companies in Ontario due to their hassle-free, customer-focused service and commitment to integrity, transparency, company sustainability, social involvement and responsibility.
With a focus on people plus technology in that order, Forward Insurance prides itself on using modern technology to make it easier for insurance seekers and brokers alike to get the access they need to the right insurance options, making them one of the best home insurance companies Ontario residents can call. By combining a tech-advanced customer focus with personalized service from insurance underwriters, they get you the insurance coverage you need for your home.
A premium insurance provider for high-value home insurance, Chubb Insurance is of the world's largest publicly traded personal property and casualty insurance company. Chubb aims to provide customizable coverage options and excellent customer service for a wide range of insurance products. But what sets Chubb apart as one of the best home insurance companies in Ontario is its Masterpiece Deluxe Homeowners’ Insurance, which catalogs certain details, unique features, extravagant personal items, and more on your high-value home insurance, ensuring your personal property and your personal belongings have the extra coverage you need.
A trusted name for home insurance and various other types of insurance, Travelers Insurance's ability to provide excellent customer service makes it one of the best home insurance companies in Ontario homeowners can call for all their insurance needs. With 24/7 claims service and saving opportunities like bundling your home and auto insurance , it's easy to see why people continually call Travelers Canada a top home insurance company.
Providing high-value home insurance and lifestyle coverage, complimentary home appraisals, valuable articles coverage, and a seamless claims process, Intact Prestige Insurance can be counted on to provide the quick response you need when disaster strikes. Their focus on simplifying the claims process and ensuring you get the help you need with various settlement and advance payment options cements their position on our list of the best home insurance companies in Ontario.
Known as North Waterloo Farmers Mutual when it first started in 1874, they combined with The Kings Mutual Insurance Company in 2021 to form Heartland Mutual Insurance. Mutual insurance companies are owned entirely by policyholders, allowing them to focus on their clients’ coverage needs. While Heartland started out providing coverage for farms, it now provides various types of insurance coverage, including homeowners insurance policies. Their range of services and long history gives the team at Heartland the experience and knowledge needed to cement their position as one of the best home insurance companies in Ontario.
Despite starting as a farm insurer in 1887 as The Peel and Maryborough Fire Insurance Company, today Edge Mutual Insurance provides various types of coverages with personalized protection for homes. Their focus on lower bureaucracy allows them to handle home insurance claims quickly, providing you with timely customer service when you need it most. Their desire to make things for you as easy as possible makes them one of the best home insurance companies in Ontario.
At Morison Insurance, we want you to get the protection you need for your home. That’s why we only work with leading insurance providers and do our utmost to ensure you get the comprehensive insurance policies you need at a rate you can afford. We also provide tips on how to find the right home insurance for you, advice on how to resolve your home insurance problems and other resources for home insurance seekers.
Give us a call today at 1-800-463-8074, or click the link at the top of this page to get a free Ontario home insurance quote today from the best home insurance companies in Ontario.
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