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Providing the best coverage for all your insurance needs through Wawanesa insurance brokers
  • Your protection is our top priority
  • Insurance customized for your specific needs
  • Proper coverage and claims service commitment
Complete the form or call 1-800-463-8074 to speak with a licensed broker about Wawanesa Insurance today.

Wawanesa Insurance Brokers 

Wawanesa Mutual Insurance Company is one of the largest insurance mutuals in Canada. Wawanesa offers a wide range of products that are available exclusively through Wawanesa Insurance brokers. 

Wawanesa Insurance was founded in 1896 in Wawanesa, Manitoba, and grew quickly. By 1929, the company offered coverage to every province in what was then known as The Dominion Of Canada. In the 1930s, it expanded to include offices in Toronto, Vancouver, Montreal, Winnipeg, and Moncton. It also supported Canada's efforts in the Second World War into the 1940s. Continuing to grow over the decades, Wawanesa expanded into the United States, beginning to offer services in California in 1975. Continuing growth over the decades, Wawanesa is now one of the top 10 property insurers in Canada while still seeing success south of the border. 

Our brokers will help you get a Wawanesa insurance quote quickly and easily. We are more than happy to answer questions and provide you with advice and guidance to ensure you are properly protected. 

Why Choose Wawanesa Insurance Brokers? 

Wawanesa offers a wide range of products for your personal and commercial needs, along with 24/7 claims service, flexible payment options, competitive rates, additional optional coverages, and discount opportunities. Wawanesa has offices around the country and offers a wide variety of coverages in both commercial and personal lines, meaning that people from throughout the country will be able to bundle all their insurance under Wawanesa. 

Wawanesa is also a mutual insurance company owned and operated by its members, not shareholders and boards of directors. This eliminates the incentive to pay other parties, allowing them to keep their rates low, creating a break for you, the customer. They also are forward-thinking, helping their clients prepare for how climate change will impact them. 

Our Wawanesa insurance brokers will help you get a Wawanesa insurance quote quickly and easily. We are more than happy to answer questions and provide you with advice and guidance to ensure you are properly protected. 

What Type Of Insurance Does Wawanesa Offer? 

Wawanesa offers many types of coverage. Whether you are looking for home insurance, car insurance, business insurance, farm insurance, or coverage for your recreational vehicles, Wawanesa has a policy for you. 

Wawanesa insurance brokers know the range of protection Wawanesa offers. We would happily provide you with a Wawanesa insurance quote tailored to your needs. Excellent customer service is our priority. We will take the time to explain coverage options, walk you through your coverage plan, and answer any questions you may have. 

Wawanesa Auto Insurance 

Wawanesa auto insurance provides coverage for your car, pickup truck, SUV, motorhome, commercial vehicle, and more. Large savings opportunities are offered when you bundle home and auto insurance policies with Wawanesa. 

In Ontario, automobile insurance is mandatory to drive your vehicle on the road. Essential coverages that the government mandates include third-party liability, accident benefits, direct compensation for property damage, and uninsured vehicle coverage. Wawanesa car insurance includes all these essential coverages and additional options to provide you with other important protective coverages you may need. Customers can increase coverage limits and purchase additional protection. Our Wawanesa insurance brokers can help you determine exactly what coverages you need to ensure you are properly protected. We will provide you with a Wawanesa car insurance quote tailored to your needs. 

Wawanesa Home Insurance 

Wawanesa home insurance provides coverage for homes of all shapes and sizes, allowing you to get coverage that's suited for your particular needs. You can choose the level of coverage you want. You can choose between basic coverage, giving you protection for the most common perils to both your home itself as well as its contents; broad coverage, giving you a much larger range of protection on your house; and comprehensive coverage, which extends the coverage provided even further, and allows the much larger range of coverage to also apply to your contents. All forms of home coverage also contain a liability insurance policy protecting you from various legal claims. 

When determining how much coverage you need for your home insurance, including coverage for the contents of your home, it's important to complete a home inventory so you know exactly what you have and are reasonably certain of the value. This will greatly reduce the hassle and stress if you need to file a claim to have the contents of your home replaced. Your Wawanesa insurance broker can give you some information on how best to go about this process. Wawanesa offers replacement value coverage for home insurance, which means you can get insurance compensation in the total amount necessary to rebuild your home and out-buildings should they be destroyed by something like a fire. 

Home insurance can also include optional add-on coverages, allowing you to customize your package based on the most valuable items that need protection. Do you need an add-on like jewellery insurance to protect valuable little pieces that mean a lot to you? If so, Wawanesa can give you what you need. If you would like to know more about how you can personalize your home insurance policy, your Wawanesa broker at Morison Insurance will gladly answer any questions you may have. 

Wawanesa Recreational Vehicle Insurance 

While recreational vehicle usually refers to an RV, and Wawanesa offers RV insurance, it should be noted that Wawanesa offers much more than that. Any vehicle used for recreational purposes will likely have a coverage option under Wawanesa insurance. Do you need ATV insurance to protect your off-road adventures? Wawanesa has you covered. If you want snowmobile insurance to help you get some joy during winter, Wawanesa can add that. Do you need travel trailer insurance to protect your stuff while out on the road? Wawanesa has your back. If you are unsure if a type of coverage is provided, the Wawanesa Insurance brokers here at Morison Insurance can let you know. 

Wawanesa Condo Insurance 

Condo insurance covers your living space itself, as well as contents insurance for your possessions and liability coverage in case of an accident. Condo insurance also includes something that will likely interest most condo owners: a condominium insurance policy for loss assessment coverage, which allows you to avoid needing to pay out of pocket for some costs that the condo corporation won't be able to cover on its own or has assessed against the unit owner. If you have any questions about the intricacies of your condo insurance or how it can be tailored to your needs, your Wawanesa broker at Morison Insurance will be happy to answer them for you. 

Wawanesa Seasonal Residence Insurance 

Your seasonal home can be a welcoming place and a large investment. You can get away from the hustle and bustle of everyday life while also still being on your own property. With how much you're paying for a second home like this, you will want to protect it, whether with cottage insurance or another specific form suited to your situation. 

If you opt for comprehensive seasonal residence insurance from your Wawanesa insurance broker, you can expect unlimited food spoilage coverage, theft coverage that includes mysterious disappearances, building bylaws coverage, additional living expenses, guaranteed replacement cost and much more. Being able to protect it from theft, spoilage, fire and other property damage, as well as numerous other perils, will help give you peace of mind that your annual summer dream doesn't create a nightmare situation. 

Wawanesa Tenant Insurance 

It is understandable to be perplexed when hearing about the concept of tenant insurance, as the misconception is that it's not your home, so you don't need to insure it. While this is true to an extent, as your landlord is responsible for property damage to the building itself, there is more to it than that. You still need tenant insurance to protect you from legal costs in the case of you facing personal charges and to cover your personal possessions in the case of a loss. 

Any form of home insurance covers both your contents and legal liabilities. It should be noted that tenant insurance is how to get these protections. 

Wawanesa Business Insurance 

As a business owner or professional in your industry, you are likely already well aware that the right commercial insurance is necessary for your continued business success. However, business insurance is complex, and it's not always clear which types of coverage are necessary for your unique business operation. That's where your licensed Wawanesa insurance broker at Morison Insurance can help.  

Most businesses need a variety of coverages that fit into two broad categories: commercial liability insurance and commercial property insurance.  Wawanesa provides business insurance packages that cover buildings, contents, liability, and many other needs. That includes commercial insurance for: 

  • Contractors 
  • Business and professional services 
  • Retailers 
  • Wholesale 
  • Salons 
  • Realty 

If your profession isn't listed above, your Wawanesa insurance broker can still help you get a custom package of insurance coverage that addresses the specific needs of your one-of-a-kind business, including professional liability insurance, commercial general liability insurance, commercial property insurance, business interruption insurance, equipment breakdown coverage, and much more. 

The best advice is to speak with our Wawanesa insurance brokers and discuss your requirements. Each business's needs are unique. Your business is your livelihood. It's important to have the right protection. Let our Wawanesa insurance brokers provide you with a quote tailored to your business. 

Wawanesa Farm Insurance 

Whether you focus on crops, livestock or some of both, farming has always been a risky business. From the destruction caused by extreme weather patterns to the possibility of a lawsuit for allegedly causing damage or injury, you just never know what's going to crop up in any given year. The solution to the high levels of risk exposure that farmers deal with is to contact a licensed Wawanesa insurance broker and get the right farm insurance coverage in place. 

Wawanesa farm insurance is provided in bundles. There is a Farm Essentials bundle that comes with comprehensive insurance for a wide range of coverages that most farms need, including accident insurance, debris removal, corrals and fencing, pollutant cleanup, professional fees and much more. There are also enhancement bundles that can be added to the Farm Essentials bundle to ensure that farm owners get specialized coverage geared toward their type of farming operation, such as: 

  • Farm Building and Contents: This set of coverages applies to farm buildings and structures, as well as their contents, including electronic records and freestanding signage. 
  • Agricultural Equipment: A wide range of equipment is covered by this bundle, including spare parts and coverage for tire punctures. 
  • Livestock: This bundle includes a robust list of coverages for livestock, including protection for newly acquired livestock and livestock that is being transported. 
  • Crop Inputs and Outputs: Coverage that applies to harvested produce and crop inputs, including peak season coverage for bumper crops and crop inputs and outputs that are being transported. 
  • Farm Business Income: Protect your income with business income coverage for situations such as food contamination or disruption to basic utility services. 
  • Farm Enhanced: Additional coverages for farm operations, such as agricultural home office coverage and coverage to replace property with Energy Star-rated products and eco-friendly solutions. 

These packages include options to tailor coverages to your specific needs. Coverages and policies can be altered as your farm insurance needs change. Let our expert Wawanesa insurance brokers get you a quote for farm insurance that will protect you against major financial setbacks. 

What Discounts Does Wawanesa Insurance Offer? 

It is understandable that you want to save money by lowering your Wawanesa insurance quote. While it might not seem like this is possible without sacrificing your level of coverage, this would be incorrect. You likely qualify for at least one discount on your insurance premiums. It is recommended that you speak to your broker about possible discounts on your Wawanesa insurance quote. 

Discounts Available For Wawanesa Auto Insurance 

Wawanesa offers many car insurance discounts that could be applied to your auto policy and can help lower your annual premium payment. Some popular savings include: 

  • Multi-policy discount 
  • Loyalty discounts 
  • Multi-product discount 
  • Multi-vehicle discount 
  • Retiree discount 
  • Winter tire discount 
  • And more 

Some discounts will be automatically applied to your premium, where you won't see an actual percentage deduction. Savings also will vary or be set at assigned percentages per individual. Speak to our brokers, who can make sure that you receive all of the auto insurance discounts you qualify for when you get your Wawanesa auto insurance quote. Various eligibility criteria must be met. 

Discounts Available For Wawanesa Home Insurance 

Wawanesa offers home insurance discounts that could be added to your homeowner's policy, such as: 

  • Mortgage-free discount 
  • Alarm system discount 
  • Claims-free discount 
  • Multi-policy discount 
  • Water mitigation discount 
  • And more 

Some discounts are automatically applied to the premium, and discount amounts will vary or be set at assigned percentages for individual situations. One of our Wawanesa insurance brokers can help you determine all of the discounts you are eligible for and will apply these to your Wawanesa home insurance quote. Various eligibility criteria must be met. 

Can a Wawanesa Insurance Broker Bundle My Auto and Home Insurance? 

Absolutely. Your Wawanesa Insurance broker has numerous options available for bundling coverage, including home insurance and auto insurance bundles. Bundling coverage is typically beneficial to policyholders for multiple reasons. It makes you eligible for a multi-policy discount so you can potentially pay less for your insurance premiums. It also consolidates your policies into one package, which makes them a lot easier to manage during your renewal period, or when you want to change or add to your coverage options. The bundling possibilities go beyond just auto and home insurance too. You can access specialized commercial insurance bundles, farm insurance bundles and much more by contacting your Wawanesa insurance broker at Morison Insurance. 

Is Wawanesa Insurance a Good Company? 

Wawanesa Insurance is a well-respected and trusted insurance company that is now one of the largest insurance providers in Canada. It offers a wide range of insurance products through Wawanesa insurance broker partners and has shown consistent growth since its founding in 1896 in Wawanesa, Manitoba. 

One of the reasons why Wawanesa comes highly recommended is that they have a claims team that is available 24/7. The claims team can be reached when you are making a claim or if you have questions about an ongoing claim. Wawanesa also has a claim service guarantee on the workmanship of claims repairs so you can have peace of mind knowing repairs will be handled correctly and in a timely manner. 

Each year, Wawanesa Insurance contributes to hundreds of charitable organizations to help improve communities. The company's giving efforts focus on five areas: health, social services, arts and culture, education, and community activities. It's also worth noting that A.M. Best Co, the world's oldest and most authoritative insurance rating and information source, awarded Wawanesa an A (Excellent) Rating for its financial strength. 

What Do Customers Like About Wawanesa Insurance? 

Customers note that Wawanesa Insurance offers insurance at competitive rates and provides good service and claims handling. When you speak with one of our Wawanesa insurance brokers, we will ensure you receive all of these benefits. At Morison Insurance, we work with leading Canadian providers, which means we can compare quotes from different companies, including Wawanesa. When we provide you with your options, we will ensure that a Wawanesa insurance quote is one of them. 

What Do Customers Think Wawanesa Insurance Needs To Improve? 

Areas for improvement include handling claims, say some online reviewers. This is where Wawanesa insurance brokers, like Morison Insurance, can help. We are pleased to represent you when you have a claim and assist in a speedy and satisfactory resolution. Having a claim is stressful enough. Our brokers will provide you with guidance and communicate with Wawanesa as needed. We are here to help. 

Who Owns Wawanesa Insurance? 

Wawanesa is a mutual company owned by its policyholders. It has grown from a small farmers' mutual located in Wawanesa, Manitoba, into one of Canada's largest insurance companies. Wawanesa Insurance has more than 125 years of experience serving Canadians with reliable insurance solutions and currently has more than two million active policies. In Canada and the United States, more than 5,700 people are employed by the Wawanesa Group of Companies, and Wawanesa boasts assets that exceed $10.5 billion. 

Can I Contact Wawanesa Insurance Directly for a Quote? 

Coverage from Wawanesa is only available through Wawanesa insurance brokers, as Wawanesa does not use in-house insurance agents. That means you can't contact them directly to obtain coverage, but must go through a Wawanesa Insurance broker such as the licensed brokers at Morison Insurance. 

Give us a call today to get a Wawanesa Insurance quote from Morison Insurance. We have been serving our clients in Ontario for over 100 years and know Wawanesa and its products exceedingly well. Let us help you get the best coverage and value. 

How To Get A Wawanesa Insurance Quote?

Contact our Wawanesa Insurance brokers at Morison Insurance today. We are a full-service brokerage and will provide you with Wawanesa quotes and additional protection options. You can rest assured that our top priority is providing for the best interests of our clients. Get started today by calling 1-800-463-8074 or filling out the form on our website. We look forward to speaking with you! 

This content is written by our Morison Insurance team. It is provided for general information only. Insurance needs differ from person to person, and this article is therefore not a substitute for professional advice about your individual insurance needs which can be obtained by speaking to one of our brokers.
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