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We Are Pembridge Insurance Brokers

We proudly provide car and home insurance through Pembridge Insurance.
  • Competitive coverages and prices for your insurance needs
  • Additional coverages to ensure you are properly covered
  • Many money-saving opportunities available
Complete the form or call 1-800-463-8074 to speak with a licensed broker about Pembridge Insurance today.

Pembridge Insurance Broker Ontario 

Since its establishment in 1999, Pembridge Insurance has built a strong reputation for providing high-quality insurance products across Canada, offering a comprehensive range of personal lines insurance to meet the needs of Canadians. Providing the best insurance coverage and competitive insurance rates to policyholders in Ontario and the rest of Canada is what Pembridge strives to do. 

You can buy coverage from Pembridge Insurance exclusively through a Pembridge insurance broker. Ontario insurance experts on the team at Morison Insurance are proud to be Pembridge broker partners, and we know their products and services well. We are happy to provide you with a Pembridge insurance quote to protect all your insurance needs. 

Why Choose Pembridge Insurance Brokers? 

Pembridge offers a range of personal lines insurance products designed to meet the needs of their clients by providing coverage for property, auto, and recreational insurance. Pembridge provides personalized and competitively priced insurance quotes, additional coverage options, money-saving opportunities, flexible payment options, and 24-hour claims service. 

You can get a Pembridge insurance quote by calling Morison Insurance to speak with a qualified Pembridge insurance broker. Ontario experts on our team will offer you expert advice and exceptional customer service, answer your questions, provide levels of coverage solutions, and get you insured with ease and efficiency through Pembridge. We are here to help you get a Pembridge insurance quote with comprehensive coverage tailored to your needs. 

What Types Of Insurance Do Pembridge Insurance Brokers Offer? 

Pembridge provides insurance coverage for a wide range of products including home insurance, auto insurance, condo insurance, tenants insurance, cottage insurance, secondary home insurance, and recreational insurance such as ATVs, boats, snowmobiles, travel trailers, and more. 

Pembridge insurance brokers know the array of coverage options that Pembridge offers and would be happy to provide you with a Pembridge insurance quote with complete coverage for your individual needs. 

Pembridge Home Insurance 

Pembridge home insurance offers protection for your home, condominium, secondary home, rented dwelling, tenants, vacation home, seasonal home, and trailers. The coverage applies to perils such as explosions, fires, lightning, smoke, wind and hail, water damage, glass breakage, theft and vandalism. There are many different factors that determine the price of your Pembridge home insurance quote, including details that are specific to you and details that are specific to the property you are insuring. 

Pembridge insurance brokers in Ontario can also offer optional insurance coverages that can be added to your policy to ensure you have comprehensive protection. Popular optional coverages include: 

  • Identity theft coverage 
  • Legal expense coverage 
  • Bylaw coverage 
  • Sewer backup insurance 
  • Home-based business insurance 

If you have items that require special protection, speak with your Pembridge insurance broker, and they can help get additional coverage for jewellery and other valuable items added to your Pembridge insurance quote. Pembridge insurance brokers at Morison Insurance can help you choose the right option for your home insurance. The options available are comprehensive coverage, which covers the building and its contents from all perils except those specifically excluded on the policy at replacement cost without depreciation; broad form coverage, which covers the dwelling for a broad range of risks and the contents for perils such as theft and fire; or named perils coverage, which offers coverage for the building and contents only for the perils specifically named on the policy.   

Pembridge Auto Insurance 

Pembridge auto insurance provides protection for your personal vehicles such as cars, trucks, vans, classic cars, motorhomes and trailers. Pembridge offers individual ratings where the price of your insurance is based on each client's merits and situation, such as having a clean driving record with good driving habits. 

Your Pembridge insurance broker in Ontario will naturally offer you auto insurance that includes mandatory coverage for liability, accident benefits and direct compensation. Depending on the level of protection you require, there are additional coverage options that can be applied to your Pembridge car insurance policies to ensure that you and your vehicles are protected, such as: 

  • Increased accident benefits coverage 
  • Collision coverage 
  • Comprehensive coverage 
  • Specified perils or all perils 
  • Loss of use 
  • Damage to a non-owned vehicle 
  • Waiver of depreciation 

Most people have a "daily driver" vehicle that they use on a regular basis to get where they need to go. But you may also have more valuable, precious vehicles that don't get out of the garage regularly or, in some cases, never leave the garage at all. Pembridge insurance brokers can find you coverage for your rare and/or high-value vehicles as well, with specialized insurance for classic cars, antique vehicles, collector vehicles and more. Our dedicated Pembridge insurance brokers in Ontario would be happy to provide you with a Pembridge insurance quote that will properly protect your vehicles. 

Pembridge Recreational Insurance 

Ontario has ample opportunities to get outside and enjoy some truly breathtaking scenery, and one of the best ways to do that is with a recreational vehicle such as a motorhome, tent trailer or cabin trailer—not to mention the fun that can be had with snowmobiles, all-terrain vehicles, and more. 

Pembridge Insurance brokers in Ontario have access to some excellent coverage options for recreational vehicles including: 

Speak to the Pembridge Insurance brokers at Morison Insurance to get coverage for your recreational items and more! 

Can Pembridge Insurance Brokers Get Discounts for Insurance Coverage? 

Pembridge Insurance brokers have the ability to offer discounts to eligible policyholders for home and auto insurance. The discounts you are eligible for will vary depending on your unique circumstances. Speak to your Pembridge Insurance broker at Morison Insurance to find out more about the discounts you qualify for.  

Discounts Available For Pembridge Home Insurance 

Pembridge Insurance offers an array of discounts that can be added to your homeowners' policy. Popular home insurance discounts Pembridge offers include: 

  • Claims-free discount 
  • Non-smoker discount 
  • Water damage prevention discount 
  • Home security discount 
  • Mortgage-free discount 

It is important to note that discount amounts can vary or be set at assigned percentages, and various eligibility criteria must be met. Some savings are automatically applied to your home insurance premium, and you won't see an actual percentage deduction. When you work with a Pembridge insurance broker, Ontario experts at Morison Insurance will ensure that all money-saving opportunities have been applied to your Pembridge insurance quote. We love to help you save! 

Discounts Available For Pembridge Auto Insurance 

Pembridge offers a range of discounts that could be applied to your auto insurance policy to help you save on your auto insurance rates. Some popular car insurance discounts include: 

Some savings are automatically applied to your auto insurance premium, and discount amounts can vary or be set at assigned percentages. Your Pembridge insurance broker will ensure you receive all the savings you are entitled to when you receive your Pembridge insurance quote. Various eligibility criteria must be met. 

What is the My_BRIDGE Program From Pembridge Insurance? 

If you've been considering contacting a Pembridge Insurance broker for auto insurance coverage, you may have come across a few mentions of the My_BRIDGE program. My_BRIDGE is Pembridge's usage-based insurance program designed to reward safe driving with a discount on car insurance premiums. Also known as telematics insurance, usage-based insurance involves the use of an app on the policyholder's smartphone that tracks information such as driving speeds, driving times and incidents of hard braking.  

When you opt into the My_BRIDGE program, driving data is collected for a six-month period and then analyzed. If the app shows that you are a safe, defensive driver who follows the speed limit, drives primarily at safer hours of the day, and avoids sudden braking, you can be rewarded with a discount and save up to 30% on your auto insurance. You can also get a discount of 2.5% to 10% just for signing up with My_BRIDGE. 

There are some major advantages to choosing the My_BRIDGE program over a telematics program offered by another insurance company. Many insurance providers will use telematics data both ways—if you prove yourself a safe driver, you'll get a discount, but if your data shows that you have unsafe driving practices, your premiums could increase. The My_BRIDGE program doesn't come with that downside, so you don't have to worry that your premiums could go up if you try usage-based insurance through your Pembridge Insurance broker. The data collected by My_BRIDGE is kept confidential and won't be used for any purpose other than telematics without your express permission. As an added bonus, drivers can review the data collected about their driving at any time and get insight on how to improve their safe driving practices. There's a free trial of My_BRIDGE available, so you can test it out and see if it's right for you without committing to the full program. 

Can I Bundle Coverage Through a Pembridge Insurance Broker? 

Ontario policyholders do have the option to bundle home and auto insurance with a Pembridge Insurance broker or take advantage of multi-vehicle policy bundles. Bundling coverage is a great option for a couple of reasons. It may make you eligible for a multi-policy discount on your insurance premiums, which is always welcome. But it also makes managing your insurance coverages more convenient because your policies will all come up for renewal at the same time and the renewal process can be handled quickly and easily. Give us a call at Morison Insurance to speak with a qualified Pembridge Insurance broker about your options for bundling coverage. 

Is Pembridge Insurance a Good Company? 

Pembridge Insurance is a well-respected insurance company in the Canadian insurance industry. It operates across Canada and provides excellent insurance products at competitive rates through its network of select Pembridge Insurance broker representatives like Morison Insurance. Pembridge also supports communities and charitable organizations through charitable giving to community-based efforts that are contributing to safer and stronger Canadian communities, including Operation Red Nose, Easter Seals and Women in Insurance Cancer Crusade (WICC). Pembridge is often first-to-market with new insurance products and services, which means contacting a Pembridge Insurance broker is a great idea for anyone looking for innovative coverage that isn't necessarily available elsewhere. 

What Do Customers Like About Pembridge Insurance? 

Customers who are pleased with Pembridge Insurance say that they are responsive and professional. They say the company offers competitive prices, good service, good communication, flexible payment options, fair claims compensation, and a claims experience guarantee. 

When you work with a Pembridge insurance broker, like Morison Insurance, we will ensure that you receive all of these benefits that Pembridge has to offer. We work for you and have your best interest in mind to ensure you have the best insurance experience. 

What Do Customers Think Pembridge Insurance Needs To Improve? 

Customers who are not pleased note several areas for improvement, including customer service and claims resolution. 

As Pembridge Insurance brokers, we note that reputable insurance brokers can provide excellent support and guidance to customers. Pembridge insurance brokers are your personal representatives to Pembridge Insurance, and we have your back! We will happily reach out to the insurance company on your behalf to help resolve issues, get answers to questions, walk you through the claims process, help resolve claims or assist with other matters. We take care of our customers with personal, professional, and prompt service. 

Who Owns Pembridge Insurance? 

Established in 1999, Pembridge is owned by Allstate Insurance Canada. As one of the largest insurance companies in North America, Allstate provides Pembridge with the scale and financial stability necessary to offer a wide range of high-quality insurance coverages. 

Where Can I Get a Pembridge Insurance Broker Quote? 

If you're interested in choosing Pembridge for your insurance coverage, you can contact our team at Morison Insurance to get an insurance quote from Pembridge and find the right insurance solution for you. We know Pembridge's products and services. We can assist you with getting personal insurance coverage for your home, car, condo, recreational vehicle and so much more. We also offer optional insurance coverages that can be added to your policy to ensure you are properly protected. Get a Pembridge insurance quote by calling us at 1-800-463-8074 or by filling out the form on our website. We love to help! 

Speak With Our Pembridge Insurance Brokers Today 

Our broker team at Morison Insurance looks forward to assisting you with all your insurance needs. We are an independent insurance broker, which means we also work with dozens of Canadian insurance providers, including Pembridge Insurance, and we will find you the best insurance coverage at a competitive rate. So sit back, relax, and let our dedicated brokers do the shopping for you. 

This content is written by our Morison Insurance team. It is provided for general information only. Insurance needs differ from person to person, and this article is therefore not a substitute for professional advice about your individual insurance needs which can be obtained by speaking to one of our brokers.
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