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Comprehensive coverage and excellent service from an Aviva insurance broker.
  • Wide-range of insurance products
  • Insurance policies tailored to your needs
  • Dedicated Aviva insurance broker at your service
Complete the form or call 1-800-463-8074 to speak with a licensed broker about Aviva Insurance today.

Aviva Insurance Brokers Ontario Can Rely On 

With roots dating back to 17th century England, Aviva Insurance has evolved over the years from the creation of new companies and a series of mergers. Throughout its evolution, the company has consistently provided customers with peace of mind while being the go-to insurance provider for home, auto and business coverage. Aviva Canada is trusted by more than 2.4 million customers. 

When you work with an Aviva insurance broker, such as the ones at Morison Insurance, not only will you receive expert advice, but you can ensure that your home, vehicle, and/or business is properly protected. 

What Are the Benefits of Working With an Aviva Insurance Broker? 

There are some major advantages that come with choosing an Aviva insurance broker. The key benefits that an Aviva insurance broker can offer you include a wide range of insurance options, expert advice, flexibility, no additional fees or charges, prioritize your needs, and more! 

Wide Range of Insurance Options 

When working with any insurance broker, including an Aviva insurance broker, Ontario residents get access to a much wider range of coverage options than they otherwise would. You can only get Aviva coverage through a licensed Aviva insurance broker, which means using an insurance broker will give you access to home, auto or business insurance coverage from Aviva—simply calling the insurance company directly to get coverage is not an option. But it's important to note that Morison insurance brokers will always help you find the right protection for your specific insurance needs, regardless of which insurance company offers the best solution for you. 

Expert Advice 

We all know insurance is complicated, and navigating the ins and outs of selecting the right coverage options, handling renewals, or filing a claim is not easy if you don't happen to be an insurance expert yourself. That's where Morison's professional Aviva insurance broker team comes in. Our professionals have years of experience in the industry and are committed to delivering outstanding customer service. Working with a trusted insurance broker means you get access to their experience and judgement to protect you and your family's financial well-being. 

Flexibility 

When you work with an Aviva insurance broker, you can get in touch with your broker at any time to ask questions, make adjustments to your coverage or get help with filing a claim—and you can do it in a manner that makes sense to you. For example, you may prefer to meet in person or discuss your insurance needs over the phone, and working with an Aviva insurance broker makes it easier for you to choose a way that is comfortable and that fits your busy life. 

No Additional Fees or Charges 

If you're concerned that obtaining coverage through an Aviva insurance broker will inflate your insurance costs, there's no need to worry. Using the services of a broker won't cost you any extra, which means there's really no downside to giving us a call to speak with a qualified Aviva insurance broker Ontario residents can trust. 

Prioritize Your Needs 

It's important to understand the distinction between insurance brokers and agents: an insurance agent works for one or multiple insurance companies, while an insurance broker works for their clients, the policyholders. That means that, unlike the agent of a specific insurance company, an Aviva insurance broker puts your interests first, and their experience and advice are always focused on ensuring that your needs and satisfaction are the top priority. You can trust your Aviva insurance broker to offer you solutions that are truly best for you and help you determine discounts you may be eligible to receive. 

What Types of Coverage Are Available Through an Aviva Insurance Broker? 

Aviva Insurance provides comprehensive policies that will protect all your assets. This company offers a range of insurance products designed to offer you excellent protection. Whether you are looking for insurance for your home, car, cottage, condo, business, boat or other recreational vehicles, ensure you have the best coverage with the help of an Aviva insurance broker. Ontario brokers at Morison Insurance will provide you with an Aviva insurance quote tailored to your needs. 

Auto Insurance 

You count on your car every day, so you need to ensure you have the best protection in the event of an accident. With Aviva auto insurance, you can have peace of mind knowing that you and your vehicle will be covered in the event of a loss. 

Aviva also offers a wide range of add-ons for complete coverage. Aviva offers conviction protector insurance, which helps you avoid paying more for your car insurance if you get a minor driving conviction. Aviva also provides the option of accident forgiveness, which ensures your insurance rate won't go up after your first accident, even if you were at fault. Get an auto insurance quote today from an expert Aviva insurance broker. Ontario professionals at Morison Insurance will ensure you have the best insurance protection. 

Home Insurance 

Your home is likely your largest investment. It is where your family lives. It makes sense to properly protect it. With a comprehensive home insurance policy provided by an Aviva insurance broker, Ontario homeowners gain protection against a range of perils, including: 

  • Fire, explosion, theft and vandalism 
  • Damage from falling objects, such as a tree branch 
  • Lightning, hail and windstorm damage 
  • Certain types of water damage 
  • Your personal belongings 
  • Living expenses 
  • Other structures on your property, like a garden shed 
  • Personal liability and third-party injury 

Your Aviva home insurance policy can also provide coverage for much more than the basics. There are numerous add-ons available to you as well, such as sewer back-up, overland water, ID theft and more. Not to mention, Aviva Canada offers a disappearing deductible where your deductible reduces every consecutive year you're claims-free. 

An Aviva insurance broker can help you determine how much coverage you need to ensure you and your property are protected. When you get an Aviva insurance quote, we will be more than happy to review your policy documents with you to ensure you have the best property insurance coverage in place. 

Home Protect Bundle 

Offering three coverages in one, Aviva's Home Protect Bundle is a package of valuable assistance programs to provide even more comprehensive protection for your home. These coverages include claim prevent, home repair assure, and halos assistance services. 

  • Claim Prevent: This coverage provides up to $2,500 towards the cost of installing an approved device to prevent a loss after experiencing a fire, flood or other natural disasters. 
  • Home Repair Assure: This coverage also includes the option for Aviva to repair minor issues before they cause an insurance claim by giving you easy access to local contractors and trade professionals. 
  • Halo Assistance Services: This bundle offers a telephone assistance service that provides unlimited phone access to lawyers and referrals to home repair experts. 

For more details and to determine if you are eligible for this coverage, speak with an Aviva insurance broker. 

High-Value Home Insurance 

Ovation high-value home insurance, Aviva's exclusive insurance program, offers a higher level of coverage ideal for high-value homes. The policy includes protection for: 

  • Valuables 
  • Personal legal liability 
  • Additional living expenses 
  • Water protection 
  • Identity theft and fraud 
  • Additional structures, such as a garden shed 

Aviva Ovation policies also offer a range of add-ons, including household lifestyle insurance that provides coverage for expenses for the care and support that you and your family may need after a traumatic event such as an abduction, home invasion or violent threat. 

Aside from thorough coverage, Ovation home insurance provides outstanding claims service. As soon as your claim is reported, the Ovation claims team takes care of you. You'll receive priority service 24/7, flexible settlement options and Aviva insurance brokers who cater to your unique needs. 

To learn more about Aviva Ovation or to get an Aviva insurance quote, speak with one of our expert Aviva insurance brokers. 

Cottage Insurance 

Relaxing at the lake should be exactly that relaxing. Our Aviva insurance brokers will help ensure you feel relaxed both while you're enjoying your vacation property and while you're away. Cottage coverage with Aviva covers: 

  • Fire, theft, explosion and vandalism 
  • Damage from falling objects 
  • Lightning, hail and windstorm damage 

Your Aviva cottage insurance policy can also extend coverage to: 

  • Short-term rental protection for up to 30 days 
  • Docks, hot tubs and sheds 
  • Lock replacement 
  • Frozen food protection 
  • Septic and sump pump coverage 

Speak with an Aviva insurance broker to get a cottage insurance quote that properly protects your home away from home. 

Condo Insurance 

Aviva condo insurance will provide protection for the contents of your unit, upgrades you have made, such as new flooring or cabinets, accidental property damage to your building and surrounding units, personal liability, and any assessments set by your condominium board. 

Additionally, Aviva Insurance provides a range of further protections to provide even more coverage, including earthquake insurance and Green Assure (which offers the opportunity to replace damaged items with eco-friendly alternatives), and so much more. 

Speak with an Aviva insurance broker who will help you determine the type of insurance coverage you require to ensure you have the best protection for your condo unit. We are condo insurance experts and are happy to help you get an Aviva insurance quote. 

Tenants Insurance 

As a renter, it's imperative you make sure your belongings are protected. With Aviva tenant insurance, you can have peace of mind knowing your possessions are safe. The company's standard tenant coverage includes protection for your belongings, personal liability, accidental property damage to your building and surrounding units, and living expenses at a temporary location after a claim. 

Not to mention, Aviva also offers discounts for combining your home and auto policies, being a loyal Aviva customer and being claims-free. In fact, you can save up to 20% by combining. 

Speak with our Aviva insurance brokers, who will happily provide you with an Aviva insurance quote that is tailored to your needs. 

Travel Trailer Insurance 

If you own a motorhome or trailer, you have the freedom to travel in comfort and feel at home wherever you might be. Yet, there are certain considerations you should think about to protect this important asset. Aviva offers comprehensive travel trailer insurance so you can have fun on the road without worrying about unforeseen circumstances. Aviva presents two different kinds of trailer insurance policies: motorhome policies with standard automobile coverage and towed and stationary trailer policies with property coverage. 

Aviva also offers additional coverage options for RV and trailer owners. Some popular add-ons include: 

  • Emergency Roadside Service For Motorhomes: This is a comprehensive emergency roadside and driver assistance program that includes towing, flat tire service, battery boost, fuel delivery, lockout service, and extrication/winch. 
  • Emergency Roadside Service For Towed Trailers: This is an enhanced emergency roadside assistance, including trip planning, travel and emergency medical advice, pet assistance, and more. 
  • Replacement Cost Plus Endorsement For Towed And Stationary Trailers: This is an upgraded all-risk replacement cost policy that provides more than the replacement cost after a covered claim. 

Speak with our dedicated Aviva insurance brokers who can help determine the coverage you need for your trailer to ensure you are covered no matter where the open road takes you. 

Boat Insurance 

Whether you're out enjoying a lazy day on the boat or cruising the waterways, you want to know your boat is protected. Aviva provides boat insurance for all kinds of boats, including fishing boats and yachts. A standard boat insurance policy includes coverage for: 

  • Fire, explosion, theft and vandalism 
  • Lightning, hail and windstorm damage 
  • Impact or collision 
  • Vermin damage 
  • Medical/death/funeral benefit 
  • Emergency towing and loss of use 
  • Pollution and wreck removal 
  • Personal effects 

Aviva boat insurance also has additional coverages that can be added to your policy for extra protection, such as navigation extension, which enables boat owners to travel to the southern U.S., the Caribbean and the Bahamas. Additional liability coverage is another optional coverage that provides protection for the occasional use of a watercraft to entertain clients or for charity or volunteer work. 

Collector Car Insurance 

If you own a prized collector car, whether it's a rare, high-value vehicle or an old car that is laden with sentimental value, you know it's not comparable to your daily driver vehicle. It's special, and that's why it needs special insurance coverage. Your Aviva insurance broker can offer you collector car insurance from Aviva that fits the way you want to use your collector car. You may cherish the chance to drive your collector vehicle around town, or it may be an ongoing project that is waiting in your garage whenever you feel like tinkering. Either way, Aviva has the right insurance solution, including additional coverage such as cherished salvage coverage, evacuation expense coverage and vehicle under construction endorsements. 

Aviva Enterprise 

In today's changing commercial landscape, your business doesn't stand still, so Aviva offers flexible insurance solutions that enable you to customize your policy. Aviva Enterprise is available to business owners. It includes all locations and operations in one property and casualty policy. With Aviva Enterprise, you can be confident your coverage is adaptable and will continuously offer you the protection you need. 

Not only does Aviva Enterprise provide comprehensive base protection, including property, general liability, equipment breakdown coverage, and crime coverage, but it also offers industry-specific enhancements. Aviva's claims and risk management experts have evaluated common claims and loss exposures for all types of businesses in every market. 

As an added layer of protection, you can customize your policy to your business's specific needs, covering all your operations, locations and equipment under one policy. Our top-rated Aviva insurance experts will provide you with a tailored insurance quote, giving you the peace of mind that comes with knowing your business is protected. 

Commercial Auto Insurance 

As one of Canada's largest commercial car insurance providers, Aviva understands how important vehicles are to your business. This is why Aviva offers excellent coverage exclusively available through Aviva insurance brokers. 

Whether you need to insure a single vehicle or an entire fleet of vehicles, you need the right protection with a commercial auto insurance solution. Aviva's commercial auto insurance offers accidental benefits to provide health care for you or your employees if you're injured in an accident. Additionally, the company provides optional coverage to protect your vehicle from fire, theft, glass damage and collision. 

To help you save on your insurance premium, Aviva offers the following discounts. Ask your Aviva insurance broker if any of the following are available to you: 

  • Having more than one business policy with Aviva 
  • Being claims-free 
  • Implementing risk management practices 

There is also a range of add-ons Aviva commercial insurance policies offer, which your Aviva insurance broker can help you navigate. These include industry-based fleet insurance coverage, which caters to a variety of industries, including manufacturing, construction and more, and premiere auto network coverage. This provides specialized claims and repair services through Aviva's exclusive premiere network of preferred vendors. 

Commercial Property and Liability Insurance 

Whether you own a small, mid-sized or complex business, Aviva offers a variety of property and liability insurance solutions. Like commercial automobile insurance, this business insurance is also available exclusively through Aviva insurance brokers. Coverages, which are available as a package or as individual coverages, include: 

Commercial Property Insurance 

Commercial property insurance coverage includes buildings, stock, equipment located on your premises, utility services, signs, and exterior building glass. 

  • Building upgrades 
  • Environmental upgrades 
  • Landscaping and growing plants, shrubs or flowers 
  • Business contents away from premises and while at employee residences 
  • Valuable papers 
  • Accounts receivable 

Business Liability Insurance 

Protect against the unforeseen with coverage including: 

  • Third-party bodily injury 
  • Third-party property damage 
  • Personal and advertising injury liability 
  • Tenants legal liability 
  • Voluntary medical payments 
  • Non-owned automobile liability 
  • Legal liability for damage to rented automobiles 

Equipment Breakdown 

Protect your valuable equipment, including computers, photocopiers, production machinery, heating and air conditioning, point-of-sale (POS) systems and refrigeration equipment for sudden and accidental loss caused by: 

  • Electrical arcing 
  • Mechanical breakdown 
  • Pressure explosions 
  • Centrifugal force 

Crime 

Devastating for businesses, Aviva's commercial crime insurance provides a range of coverages including: 

  • Employee dishonesty 
  • Money, securities and other property 
  • Counterfeit currency and money orders 
  • Forgery, alteration, credit cards and automated teller cards 
  • Electronic fraud and funds-transfer fraud 
  • Professional fees 
  • Incoming cheque forgery 

Speak with our Aviva insurance brokers, who will help you get an Aviva insurance quote for all of your commercial insurance needs. 

What Is the Aviva Journey Program? 

Aviva Journey is Aviva's in-house telematics or usage-based insurance (UBI) program. Drivers can choose to opt into Aviva Journey and download the app on their smartphone. Since most people take their smartphones with them everywhere they go, the app can be used to record and analyze data about your driving speeds, the times of day and locations where you typically drive, and whether you engage in sudden braking or rapid acceleration.  

If the data indicates that you are a defensive driver who consistently utilizes safe driving practices, you will be rewarded with a discount of up to 20% on your car insurance premiums. Conversely, if the telematics app indicates that you are not driving safely, you could be penalized with up to a 5% increase in your premiums. This is a great option for careful drivers because it gives you the opportunity to get credit for your safe driving practices. The app also gives you data and insights about your driving that can help you improve and stay safe on the road. As an added bonus, you can get 10% off your auto insurance premiums for the first year just for signing up for the Aviva Journey program. If you're interested in trying usage-based insurance, give your Aviva insurance broker at Morison Insurance a call to find out more. 

Where Can I Get an Aviva Insurance Broker Quote? 

You can get an Aviva insurance quote from our award-winning brokers at Morison Insurance. Aviva Insurance is just one of the many companies we work with. We have access to over 20 insurance companies to ensure you get the best coverage possible for your needs. Our insurance broker experts will compare multiple quotes from Ontario's leading insurance companies and can ensure Aviva Insurance is one of the quotes provided to you. Get started today by filling out the form on our website or by calling 1-800-463-8074. One of our friendly, knowledgeable Aviva insurance brokers will be more than happy to help. 

 

This content is written by our Morison Insurance team. It is provided for general information only. Insurance needs differ from person to person, and this article is therefore not a substitute for professional advice about your individual insurance needs which can be obtained by speaking to one of our brokers.
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